Things around us are changing rapidly. Each day the fashion trends, technologies and the entire world changes. You will be well aware of the fact that change is inevitable. The 1999 train accident in Bourbonnais, Illinois caused serious rethinking of safety issues and procedures, and led to significant new safety legislation. The crash was a collision between a truck and a train. Often called ” the designer’s designer,” Cuban-born Isabel Toledo was little known outside fashion’s inner sanctum until First Lady Michelle Obama selected her shift dress and coat for the January Inauguration Ceremony. Last week in NYC, I visited The Museum at FIT (Fashion Institute of Technology) for an exhibition of Isabel’s work. Affordable health care is the most disconcerting problem faced by the citizens all over the world today. The U.S is facing what is termed as a “quiet crisis” with its healthcare problems. Many people are facing financial bankruptcy and ruin due to medical emergencies.